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SPARK Platform

An enterprise-grade digital banking and payments platform bridging Traditional Finance and Web3.

Core Advantages

Core Advantages

Microservices architecture, comprehensive banking modules, and industry-leading Account Abstraction (AA) technology. Flexible support for secure asset custody and self-custody, multi-chain and multi-currency compatibility, with a focus on compliance, security, and traceability.

企業級數位銀行架構

Enterprise Digital Banking

Mature microservice architecture covering accounts, FX, CRM, eKYC/AML, wealth, and risk.

賬戶抽象(Account Abstraction)技術領先

Leading Account Abstraction (AA) Tech

First commercial ERC-4337 in HK. No seed phrases, gas-less transfers, Web2-like experience.

eKYCCRM全流程合規

Full-process eKYC + CRM Compliance

Fast onboarding in 5 mins with EDD for high-risk cases. Enterprise-grade CRM management.

多鏈支援與安全保障

Multi-chain Support & Security

Supports Ethereum, BSC, Solana, Polygon, Cosmos Hub, Bitcoin, etc. MPC/HSM security.

Application Scenarios

Diversified Payment & Financial Scenarios

Covering a full spectrum of scenarios, including digital banking, C2B, C2C, B2B, payments, and payroll processing.

Digital Banking Core System

Providing licensed banks, payment providers, and other financial institutions with a comprehensive digital banking and payment core system solution, encompassing a full suite of features including account management, payment clearing and settlement, and risk management compliance.

數位銀行核心系統及客戶應用程序

Cross-Border Payments & Remittance

Provides single-transaction fast remittance, supporting intra-bank and cross-bank transfers. Complies with regulatory limits and purpose requirements, fully supporting SWIFT or CIPS networks.

跨境支付與匯款

Trade Payments

Supports intra/cross-bank payments backed by trade activities, meeting declaration requirements across various jurisdictions. Enables the blockchain-based storage and verification of trade background documents such as e-commerce orders, contracts, invoices, and bills of lading.

貿易付款

Wealth Management & Stablecoin Yield

Supporting investment products based on fiat and crypto stablecoins, with features including product configuration, Net Asset Value (NAV) management, subscription, dividend distribution, and redemption.

財富管理與穩定幣理財

Enterprise Wallet Services

Empowering enterprises to effortlessly build custodial or self-custodial wallets with rapid SDK integration, white-label branding, and streamlined APIs. Featuring gasless transactions and support for a wide range of use cases.

企業錢包服務
Typical Needs

Applicable Scenarios

Target users and scenarios

持牌支付公司

Licensed Payment Companies

When looking to quickly build dual-mode payment capabilities for both fiat and cryptocurrency, you can start with the rapid integration of the SPARK Platform’s payment module and progressively expand into full-scale digital banking functionalities.

持牌數字銀行

Licensed Digital Banks

When banks or financial institutions want to enter the Web3.0 market and expand crypto operations, start with the core banking modules of the SPARK Platform. Combine this with our eKYC and CRM systems to build fully compliant digital banking services.

FAQs

Frequently Asked Questions (FAQ)

SPARK Platform features robust operational workflows and comprehensive permission management, supporting multi-tier asset security measures. Our infrastructure leverages industry-leading technology stacks, including HSM, MPC, and EVM Account Abstraction (AA) within our asset custody module to ensure institutional-grade protection.
Account Abstraction is a major breakthrough in blockchain technology. It eliminates the high barriers of managing seed phrases and preparing gas tokens. Users simply log in with a phone number or email and set a password to execute crypto transactions, making it as intuitive as using a traditional banking app.
Currently, we support mainstream public chains such as Ethereum, BSC, Solana, Polygon, Cosmos Hub, and Bitcoin, and we are continuously expanding our support for more networks.
BlockbeatHK is not a licensed financial institution and does not directly operate financial service platforms or provide services to merchants. SPARK Platform provides technical services exclusively to licensed financial institutions globally.
Yes. The SPARK Platform is designed in accordance with the regulatory frameworks of major jurisdictions and FATF standards. It features embedded KYC/AML compliance modules and integrated KYA/KYT services, supporting regulatory reporting and audit functions. For specific requirements, we also provide customized development to ensure licensed institutions meet their local regulatory and compliance obligations.

Ready to build your digital banking and payment solution?

Contact us today and let us accelerate your FinTech transformation.